Job Description
Smartcash PSB, Airtel Nigeria’s Payment Service Bank, is scaling its digital banking operations to deepen financial inclusion across Nigeria. The Head of Growth role is a senior leadership position focused on accelerating customer acquisition, retention, and revenue growth while expanding Smartcash PSB’s active user base and transaction volumes in a competitive fintech landscape.
Key Responsibilities
- Define and execute Smartcash PSB’s end-to-end growth strategy covering customer acquisition, retention, and monetization across digital and offline channels.
- Lead go-to-market strategies for new product launches, market entry initiatives, and promotional campaigns.
- Drive large-scale customer acquisition through ATL/BTL campaigns, digital marketing, partnerships, and community-based initiatives.
- Build and optimize referral programs, incentive models, and viral growth loops to accelerate organic user growth.
- Improve customer activation, engagement, and retention by analyzing user journeys and addressing friction points.
- Collaborate with Product, Sales, and Customer Experience teams to increase wallet share through cross-sell and up-sell initiatives.
- Use data analytics, dashboards, and A/B testing to identify growth opportunities and optimize performance.
- Establish and manage strategic partnerships with fintechs, telcos, FMCGs, MSMEs, and ecosystem players to expand market reach.
Requirements / Qualifications
- Bachelor’s degree in Business, Economics, Marketing, or a related field.
- MBA or postgraduate qualification is an added advantage.
- 7–10 years of experience in growth, marketing, or business development, preferably within fintech, telecoms, or digital platforms.
- Proven experience scaling large customer bases and delivering aggressive growth targets.
- Strong knowledge of digital marketing, performance marketing, and growth experimentation frameworks.
- Data-driven mindset with hands-on experience using analytics tools such as Google Analytics, Mixpanel, and similar platforms; SQL proficiency is an advantage.
- Excellent leadership, communication, and cross-functional collaboration skills.
Job Identification: 699
Location: Lagos
Employment Type: Full-time

