Data / Portfolio Risk Analyst at The Concept Group

Lagos
January 31, 2026
₦3,500,000 - ₦4,000,000 / year
Full Time
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Job Description

A reputable organisation in the financial services sector is seeking an experienced Data / Portfolio Risk Analyst to strengthen portfolio performance and credit risk management. This role combines advanced data analysis with hands-on portfolio and collections oversight to drive smarter, data-backed decisions and reduce credit losses.

Key Responsibilities

  • Analyze loan and lease portfolios using data-driven methods to identify risk patterns, trends, and improvement opportunities.
  • Monitor key credit risk metrics, including PD, LGD, and EAD, and recommend portfolio adjustments.
  • Track defaults, concentration risk, and stress losses to support proactive risk management strategies.
  • Build, maintain, and present high-quality dashboards and management reports.
  • Ensure adherence to credit policies, risk frameworks, and internal controls.
  • Collaborate with and provide oversight to collections teams to improve debt recovery outcomes.
  • Deliver actionable insights to enhance credit quality, portfolio performance, and decision-making.
  • Train team members on emerging risk trends, data tools, and best practices.

Key Requirements

  • Bachelor’s degree in Finance, Accounting, Economics, Data Science, or a related field.
  • Minimum of 5 years’ experience in portfolio risk, credit risk, or collections, with a strong data analysis background.
  • Demonstrated expertise in credit risk management, portfolio analytics, and loan performance monitoring.
  • Advanced Excel proficiency; experience with data visualisation tools such as Power BI or Tableau is an advantage.
  • Proven ability to translate analytical insights into practical risk management actions.
  • Experience supervising or working closely with collections teams.
  • Strong analytical thinking, problem-solving, communication, and decision-making skills.

Core Skills

  • Risk Management
  • Portfolio Management
  • Credit Risk Analysis
  • Data Analysis and Reporting
  • Collections and Debt Recovery

What Success Looks Like

  • Reduced portfolio risk exposure and improved portfolio performance.
  • Accurate, timely, and actionable risk reports that support management decisions.
  • Optimised collections outcomes and stronger compliance with risk policies.
  • High-impact insights that support sustainable credit quality improvements.

How to Apply
Interested and qualified candidates should send their CV using “Data / Portfolio Risk Analyst” as the subject of the email.

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