Head, Liquidity Management at Flutterwave

Lagos
February 18, 2026
Full Time
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Job Description

The Head, Liquidity Management will lead operational liquidity oversight across multiple payment flows, ensuring seamless funding, settlement, and execution of customer and partner transactions. This role is critical to maintaining settlement obligations across currencies and jurisdictions while strengthening controls, regulatory compliance, and operational resilience. The position supports business growth, cross-border expansion, and efficient cash management across global markets.

Location: Lekki, Lagos
Job Type: Full-time
Department: Global Operations

Job Responsibilities

Liquidity & Cash Management

  • Monitor and manage daily liquidity positions across accounts, currencies, and payment corridors.
  • Forecast short-, medium-, and long-term liquidity needs to support acquiring, settlements, and cross-border flows.
  • Ensure adequate prefunding to meet obligations with card schemes, processors, banks, and partners.
  • Optimize cash positions to minimize funding costs while maintaining operational buffers.

Payments Execution & Controls

  • Oversee initiation, review, and approval of outgoing payments in line with internal control frameworks.
  • Ensure timely and accurate settlement of customer funds, merchant payouts, and partner obligations.
  • Maintain segregation of duties and ensure compliance with internal policies and regulatory requirements.
  • Support internal and external audits with reconciliations and control documentation.

Reconciliations & Exception Management

  • Ensure daily reconciliation between internal systems, bank accounts, and partners.
  • Investigate and resolve breaks, delays, and failed transactions promptly.
  • Collaborate with Finance, Risk, and Engineering teams to enhance reconciliation automation and accuracy.

Banking & Partner Management

  • Manage relationships with banks, liquidity providers, and payment partners.
  • Support onboarding of new bank accounts, currencies, payment corridors, and partners.
  • Coordinate funding schedules, payout timelines, and operational service-level agreements.

Process Improvement & Scaling

  • Document liquidity processes, payment workflows, and escalation procedures.
  • Identify opportunities to strengthen controls, reduce manual processes, and improve efficiency.
  • Support new product launches and market expansion from a liquidity and settlement readiness standpoint.

Stakeholder Collaboration

  • Work closely with Finance, Compliance, Risk, Product, and Engineering teams to align payment operations.
  • Provide reporting and insights on liquidity risks, exposures, and operational performance to senior management.

Job Requirements

  • Bachelor’s Degree with 7–9 years of experience in Treasury, Liquidity Operations, or Financial Operations within fintech, payments, or banking.
  • Strong knowledge of acquiring, settlement cycles, cross-border payments, and multi-currency cash management.
  • Hands-on experience managing payment approvals, bank platforms, and operational controls.
  • Strong analytical, reconciliation, and problem-solving skills.
  • Ability to operate effectively in a fast-paced, regulated environment.
  • Demonstrated ability to lead cross-functional initiatives from ideation to implementation.
  • Strong relationship management skills across technical and executive stakeholders.
  • Proven ability to manage multiple priorities in a dynamic, high-growth setting.

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