Head of Credit Application – Moniepoint
Job Description
The Head of Credit Application will lead credit administration and review functions, ensuring accurate loan documentation, regulatory compliance, and effective risk control. This role requires an experienced leader with deep expertise in credit policy, operational discipline, and team development.
Key Responsibilities
- Supervise loan documentation, disbursement, and collateral management processes.
- Verify that all credit facilities align with approved terms, internal policies, and regulatory standards.
- Ensure proper booking and accurate capture of all credit facilities within the system.
- Oversee collateral/security instrument perfection, custody, and renewals.
- Conduct independent credit reviews to detect policy gaps, exceptions, and risks.
- Prepare management reports and dashboards to track credit administration discipline.
- Lead, mentor, and develop a high-performing credit administration and review team.
Requirements
- Bachelor’s degree in Finance, Accounting, Economics, or a related discipline (Master’s/MBA preferred).
- Professional certifications such as ACIB, ACCA, CFA, or FRM are an added advantage.
- Minimum of 10 years’ credit administration/review experience in banking or fintech, including at least 3 years in a leadership position.
- Strong knowledge of credit policy, regulatory frameworks (CBN, IFRS 9), and operational compliance.
- Proven track record of ensuring discipline in credit processes and reducing risk exposures.
