Head, Credit & Enterprise Risk Management

Job Description

A finance institution is looking to hire a Head, Credit & Enterprise Risk Management who will be responsible for planning, designing, implementing & managing the overall risk  management process for the bank by developing the risk management framework, policies, processes, procedures and reporting standards that define the bank’s risk strategy and appetite in line with its overall business objectives

• Monitor the business development for emerging risks and recommend policies and procedures to improve the risk management process
• Facilitate the identification, assessment, measurement, monitoring, controlling and reporting the level of risks
• Maintain oversight over the bank’s enterprise risk management activities
• Provide support, education and training to staff in order to create risk awareness
• Ensures proper documentation of credits by adhering to set documentation standards and procedures
• Define credit approval framework and recommend credit approval limits in line with banks’ policy
• Analysis and appraisal of Individual credit requests in accordance with approved policies and procedures to ensure that credit exposures are created subject to stipulated guidelines
• Conduct periodic stress tests and scenario analysis, assessing the impact to the Bank’s credit portfolio and make appropriate recommendations to senior management for appropriate action
• Support the loan remediation team, in negotiating work out plans and strategies for delinquent customers and provide additional support with respect to exposures requiring collection agencies or legal action
• Review and analyze the delinquent portfolio to identify key causal factors, make recommendations and track them to ensure adequate and timely closure
• Monitor violations of credit policies, provide analysis, conclusion and recommendations, present findings to senior management and suggest actions/penalties to be taken when appropriate
• Prepare timely, comprehensive and reliable credit risk reports to senior management and board regularly
• Flexibility to carry out any other task as requested by Management

Key Requirements

• HND / B.Sc / in Accounting, Economics or a related field
• Masters in Risk Management, Finance, Accounting or related field is a plus
• Minimum of 15 years’ experience and at least 5 years in a similar role in a financial institution specifically in mortgage banking
• Must have Mortgage Banking experience 

Interested and qualified candidates should send their CV to Omolara.ogunyeye@brentng.com using the Job Title as the subject of the email.