Chief Executive Officer (CEO) – Microfinance Bank

Lagos
December 17, 2025
₦18,000,000 - ₦24,000,000 / year
Full Time
Application deadline closed.

Job Description

A licensed Microfinance Bank is seeking an experienced Chief Executive Officer to provide strategic and operational leadership. The role is responsible for driving sustainable growth, profitability, digital innovation, and financial inclusion while ensuring strong governance, risk management, and regulatory compliance.

Key Responsibilities

  • Define and execute the bank’s long-term vision, growth strategy, and market expansion plans.
  • Provide oversight for core functions including Operations, Finance, Technology, Risk, Credit, HR, Marketing, and Compliance.
  • Lead capital raising initiatives (equity and debt), manage liquidity, and optimize P&L performance.
  • Strengthen enterprise risk management, credit quality, and regulatory compliance in line with CBN, AML, and CFT requirements.
  • Drive digital transformation, product development, and fintech/API integrations.
  • Improve operational efficiency through process automation, cost optimization, and enhanced customer experience.
  • Build and lead a high-performing executive team while fostering a strong, ethical, and inclusive culture.
  • Represent the bank with regulators, investors, partners, and industry stakeholders.

Requirements & Qualifications

  • Bachelor’s degree in Finance, Business Administration, Economics, or a related field.
  • MBA is mandatory.
  • Professional certifications such as CFA, ACCA, ICAN, CIBN, PRM, or FRM are an added advantage.
  • 10–15+ years of senior leadership experience within financial services, microfinance, retail banking, digital lending, or fintech.
  • Proven track record in digital financial platforms, capital raising, and credit and risk management.
  • Strong leadership, financial acumen, strategic thinking, stakeholder management, and execution capabilities.

Performance Indicators

  • Profitability and portfolio growth.
  • Portfolio quality (PAR/NPL) and risk management effectiveness.
  • Operational efficiency and cost-to-income ratio.
  • Customer growth, satisfaction, and digital adoption.
  • Talent development, leadership effectiveness, and culture metrics.
  • Capital raised and quality of regulatory and investor relationships.

Benefits

  • Performance-based bonuses.
  • Pension and comprehensive health insurance.
  • Executive benefits including official car, operational allowance, and international travel opportunities.

How to Apply
Interested and qualified candidates should send a CV and Cover Letter using Chief Executive Officer (CEO) – Microfinance Bank as the email subject.

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